98640 ZIP Code — Ocean Park, WA

Pacific County, Washington

ZIP code 98640 is located in Ocean Park, Washington, within Pacific County. It covers approximately 14.08 square miles and serves a population of 4,944 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 360/564.

About ZIP code 98640

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $263,600. Owner-occupancy is high at 89%, well above the national average.

Median household income is $51,332. 59% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 18% of civilians, above the national average of 7%; and disability rates above the national average at 24%.

Overall, ZIP code 98640 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

4,944

population

14.08

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

98640 ZIP code map

Cities in ZIP code 98640

Below are the cities the US Postal Service accepts for ZIP code 98640. Using any city not on this list may result in mail delivery delays.

City	Status
Ocean Park	Preferred

Nearby ZIP codes

98631 Long Beach (10.2 mi) 98586 South Bend (12.4 mi) 98590 Tokeland (14.9 mi) 98624 Ilwaco (15.3 mi)

Demographics updated 05/2026

Population
Total population	4,944
Population density	351 / sq mi
State FIPS	53
County FIPS	049

Geography
Land area	14.08 sq mi
Water area	43.94 sq mi
Latitude	46.5359
Longitude	-124.0464
Timezone	Pacific (PT)
Area code	360/564

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.3%	48.5%	31.7%
$50k – $100k	31.6%	32.2%	30.6%
$100k – $200k	16.1%	17.3%	27.1%
Over $200k	1.9%	2.0%	10.6%

Demographics & statistics

4,944

Population

351

People per sq mi

64.3

Median age

$51,332

Median household income

$39,513

Per capita income

$263,600

Median home value

$983

Median monthly rent

89.0%

Home ownership

13.3%

Poverty rate

7.4%

Unemployment

4,682

Housing units

24.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

154

25–34

179

110

35–44

127

188

45–54

218

239

55–59

277

311

60–64

360

807

65–74

933

184

75–84

213

85+

108

← Male

Female →

Age summary

Group	Count	%
Under 18	279	5.6%
18 and over	4,665	94.4%
65 and over	2,339	47.3%
Median age	64.3 years

Race & ethnicity

White 76.8%

Hispanic or Latino 9.1%

Other race 6.9%

Two or more races 4.2%

Asian 2.4%

Black or African American 0.3%

American Indian / Alaska Native 0.2%

Group	Count	%
White	4,180	76.8%
Hispanic or Latino	496	9.1%
Other race	376	6.9%
Two or more races	228	4.2%
Asian	130	2.4%
Black or African American	18	0.3%
American Indian / Alaska Native	12	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.3%	48.5%	31.7%
$50k – $100k	31.6%	32.2%	30.6%
$100k – $200k	16.1%	17.3%	27.1%
Over $200k	1.9%	2.0%	10.6%

Under $10k 8.1%

$10k–$15k 5.7%

$15k–$25k 10.7%

$25k–$35k 7.4%

$35k–$50k 17.2%

$50k–$75k 16.1%

$75k–$100k 10.6%

$100k–$150k 18.0%

$150k–$200k 4.2%

$200k+ 2.0%

Range	% of households
Under $10k	8.1%
$10k–$15k	5.7%
$15k–$25k	10.7%
$25k–$35k	7.4%
$35k–$50k	17.2%
$50k–$75k	16.1%
$75k–$100k	10.6%
$100k–$150k	18.0%
$150k–$200k	4.2%
$200k+	2.0%
Median income	$51,332

Housing

Home values

Under $50k 1.0%

$50k–$100k 5.9%

$100k–$150k 5.2%

$150k–$200k 18.6%

$200k–$300k 31.4%

$300k–$500k 26.9%

$500k–$1M 9.7%

$1M+ 1.2%

Housing overview

Metric	Value
Median home value	$263,600
Median rent / month	$983
Owner occupied	89.0%
Renter occupied	11.0%
Vacant	45.8%
Single-family detached	67.4%
Large apartment buildings	1.1%
Mobile homes	25.7%
Median rooms	5.1
Avg household size (owned)	1.77

Year built

Era	%
2020 or later	0.3%
2010–2019	5.2%
2000–2009	18.4%
1990–1999	19.9%
1980–1989	17.8%
1970–1979	14.3%
1960–1969	11.2%
1950–1959	5.6%
1940–1949	3.2%
1939 or earlier	4.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.7%
1 bedroom	10.5%
2 bedrooms	37.8%
3 bedrooms	44.8%
4 bedrooms	4.2%
5+ bedrooms	1.0%

Vehicles per household

Vehicles	% of households
No vehicle	6.0%
1 vehicle	39.7%
2 vehicles	36.1%
3 or more	18.2%

Heating fuel

Fuel type	%
Utility gas	3.4%
Electricity	84.8%
Propane / LP gas	6.0%
Fuel oil	0.4%
Wood	2.8%
Solar	0.8%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	1,370	50.8%
Cohabiting couple	154	5.7%
Male householder, no spouse	425	15.7%
Female householder, no spouse	750	27.8%
Households with children under 18	234	8.7%
Households with seniors (65+)	1,670	61.9%
Average household size	1.83

Marital status

Status	Male	Female
Never married	13.9%	13.1%
Married	65.2%	56.8%
Separated	2.5%	0.3%
Widowed	3.7%	14.7%
Divorced	14.8%	15.0%

Education

Less than 9th grade 3.8%

Some HS, no diploma 5.9%

HS graduate 25.4%

Some college, no degree 31.0%

Associate's degree 9.3%

Bachelor's degree 16.3%

Graduate / professional 8.3%

Metric	%
HS diploma or higher	90.3%
Bachelor's or higher	24.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	17	4.0%
Kindergarten	25	5.9%
Elementary school	160	37.7%
High school	49	11.6%
College / grad school	173	40.8%

Employment

Industry of employment

Education & healthcare 29.9%

Professional & management 13.0%

Retail trade 12.6%

Agriculture & mining 11.1%

Public administration 7.6%

Transportation & utilities 6.2%

Arts, food & hospitality 6.0%

Manufacturing 5.3%

Finance & real estate 4.2%

Construction 2.8%

Other services 0.9%

Information 0.5%

Occupation

Category	%
Management, business & arts	40.2%
Service	17.9%
Sales & office	16.8%
Natural resources & construction	12.3%
Production & transportation	12.8%

Employment type

Type	%
Private sector	66.8%
Government	23.4%
Self-employed	9.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	65.5%
Carpool	16.6%
Public transit	0.0%
Walk	2.8%
Work from home	14.1%
Other means	1.1%
Avg commute (minutes)	19.0

Poverty

All people 13.3%

Under 18 years 19.0%

18 and over 12.9%

Married-couple families 6.1%

Female-led households 46.4%

Income support

Source	% of households
Social Security	59.4%
Retirement income	46.3%
Supplemental Security	7.2%
Cash public assistance	1.1%
Food stamps / SNAP	10.7%

Health indicators

Condition	%
Obesity	37.0%
High blood pressure	43.7%
High cholesterol	42.2%
Diabetes	14.5%
Heart disease	10.8%
Stroke	4.9%
Asthma	10.9%
Arthritis	37.9%
Kidney disease	4.5%
Pulmonary disease	10.5%
Cancer	10.7%

Behavior / access	%
Smoking	16.6%
Binge drinking	11.9%
No physical activity	23.6%
Less than 7 hrs sleep	30.6%
Depression	25.3%
Fair or poor health	19.0%
Poor mental health	13.4%
Poor physical health	14.4%
No health insurance	10.5%
Visited doctor (checkup)	75.9%
Visited dentist	60.8%
Cholesterol screening	92.5%
Teeth loss	14.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	854	18.4%

Disability	%
Any disability	24.2%
Under 18	2.2%
18–64 years	14.3%
65 and over	36.6%

Health insurance coverage

Type	%
Private insurance	69.9%
Public insurance	64.3%
No insurance	1.8%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,898	99.1%
Spanish	310	6.3%
Other Indo-European	235	4.8%
Asian & Pacific Islander	0	0.0%
Other languages	75	1.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,373	88.5%
Born in same state	4,317	87.3%
Born in different state	1,325	26.8%
Foreign born	56	1.1%
Naturalized citizen	571	11.5%
Not a US citizen	333	58.3%

Ancestry

Ancestry	Count	%
French	873	17.7%
Italian	700	14.2%
Polish	217	4.4%
Dutch	102	2.1%
German	84	1.7%

Ancestry	Count	%
English	60	1.2%
Arab	57	1.2%
Irish	35	0.7%
Norwegian	33	0.7%

Technology access

Metric	% of households
Computer access	54.6%
Internet access	94.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98640

What city is ZIP code 98640 in?

ZIP code 98640 is primarily assigned to Ocean Park, Washington.

What county is ZIP code 98640 in?

ZIP code 98640 falls within Pacific County, Washington.

Does ZIP code 98640 have an older population?

47% of residents in ZIP code 98640 are 65 or older, above the national average of ~17%.

Does ZIP code 98640 have a large retiree population?

59% of households in ZIP code 98640 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 98640 mostly owner-occupied?

89% of occupied units in ZIP code 98640 are owner-occupied, well above the national average.

Does ZIP code 98640 have a large veteran population?

18% of civilians in ZIP code 98640 are veterans, above the national average of ~7%.

What timezone is ZIP code 98640 in?

ZIP code 98640 observes the PST timezone.